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You might think that deciding to refinance a mortgage requires only a quick comparison of loan interest rates. Unfortunately Ichiro Suzuki Marlins Jersey , that's not really true. Refinancing is trickier than that! Fortunately, three useful rules of thumb can often help you make sense of refinancing opportunities.


Rule 1: Don't Ignore Total Interest Costs


You really want to use refinancing as a way to reduce the total interest cost you pay. While that sounds simple in principle, it is sometimes difficult to do. The interest costs you pay are a function of the interest rate, the loan balance, and the loan term period.


When people refinance, they tend to focus solely on the loan interest rate. But they often don't pay as much attention to the loan term or the loan balance.


When you use refinancing?even refinancing at a lower interest rate'to increase your borrowing or to extend the time over which you borrow, you often aren't saving money.


Rule 2: Trade Expensive Money for Cheap Money


For refinancing to make economic sense, however Ryon Healy Youth Jersey , you do need to swap higher interest rate debt for lower interest rate debt. This calculation, however, is tricky. To make an apples-to-apples comparison, you must look at the annual percentage rate that will be charged on your new loan'this is the best measure of the new loan's interest rate cost?and then compare this to the loan interest rate on your old loan.


You don't want to compare interest rates on the two loans nor do you want to compare annual percentage rates on the two loans. Again, just to make this perfectly clear: You want to compare the loan interest rate on the old loan to the annual percentage rate on the new loan.


When the annual percentage rate on the new loan is lower than the loan interest rate on the old loan, then you are truly paying a lower interest rate.


Comparing annual percentage rates with loan interest rates seems confusing at first. But note that you would pay only interest on your old or current loan, so that's all you need to look at in terms of its costs. With a new loan, however Kyle Seager Youth Jersey , you would pay both interest and any origination or closing cost fees. The annual percentage rate wraps the interest rate charges and setup charges, origination charges, and closing cost fees into one interest rate-like number.


Rule 3: Don't Lengthen the Repayment Period


Be careful that you don't extend the length of time you borrow by continually refinancing. For example, one common rule of thumb states that every time interest rates drop by two percentage points, you should refinance your mortgage. However, there have been times in recent history when following this rule would have had you refinancing your mortgage every few years. This could mean that you would never get your mortgage paid off. If you refinanced every few years, you would suddenly find yourself still 30 years away from having your mortgage paid.

Global Electrohydraulic Actuator Market 2018 Industry Growth, Size Dee Gordon Youth Jersey , Trends, Share, Opportunities and Forecast to 2023

by Rushikesh Bane · June 4, 2018





Electrohydraulic actuators (EHAs) eliminate the need for separate hydraulic pumps and tubing, simplifying system architectures and improving safety and reliability.




Electrohydraulic actuators incorporate servo valves and electronic controls to provide rod position feedback; thereby ensuring efficient machine operations. This amalgamation heightens accuracy Randy Johnson Youth Jersey , enhances functionality, improves ease-of-use, and better controls performance.




Electrohydraulic Actuator Market Strategic Assessment evaluates the growth rate and the market value based on market dynamics, growth inducing factors. The complete knowledge is based on latest industry news, opportunities, and trends. The report contains a comprehensive market analysis and vendor landscape in addition to a SWOT analysis of the key vendors.




Scope of the Report:


This report focuses on the Electrohydraulic Actuator in Global market, especially in North America, Europe and Asia-Pacific Ken Griffey Youth Jersey , South America, Middle East and Africa. This report categorizes the market based on manufacturers, regions, type and application.




Browse full table of contents and data tables at





Market Segment by Manufacturers, this report covers


Rotork, Rexa, HOERBIGER, Emerson Jay Buhner Youth Jersey , KOSO, Schuck, Voith, Moog, Zhongde, Tefulong, Reineke, SAMSON Edgar Martinez Youth Jersey , Woodward, AVTEC, RPMTECH, Rotex, Bell.




Market Segment by Regions, regional analysis covers



North America (United States, Canada and Mexico) Europe (Germany, France Felix Hernandez Youth Jersey , UK, Russia and Italy) Asia-Pacific (China, Japan, Korea, India and Southeast Asia) South America (Brazil, Argentina, Colombia) Middle East and Africa (Saudi Arabia, UAE Jay Bruce Youth Jersey , Egypt, Nigeria and South Africa)




Market Segment by Type, covers


Control Type Electrohydraulic Actuator


Switch Type Electrohydraulic Actuator




Market Segment by Applications, can be divided into


Oil and Gas


Power


General Industry


Others




Highlights of the report:



A complete backdrop analysis, which includes an assessment of the parent market Important changes in market dynamics Market segmentation up to the second or third level Historical, current, and projected size of the market from the standpoint of both value and vol. Wholesale Jerseys Wholesale Cheap Jerseys China Wholesale Cheap NCAA Jerseys Wholesale Jerseys Free Shippping Wholesale Baseball Jerseys Wholesale Authentic Jerseys Wholesale NFL Jerseys Wholesale Authentic Soccer Jerseys Wholesale Replica NHL Jerseys Wholesale Nike NFL Jerseys